We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

New job! need to decide how to spend extra money on debts

Hello,
So far this forum has been so helpful. I have learnt alot already and had posted my soa based on my part time job see here. https://forums.moneysavingexpert.com/discussion/comment/45352526#Comment_45352526
I have now got a new job and it is such a relief. Its office temp work, starts tomorrow! It was only 2 weeks but now is until October. I will be working full time and getting paid weekly.
So this is my chance to pay off the credit card, reduce the size of my overdraft (virgin rejected me for a CC because overdraft was too big) and get a chunck towards my loan.
Having looked at my soa I know that I can survive on about £320 a month, so I am thinking of putting all of the extra I earn towards payments.

* I have just signed up to online banking so I can keep track of my balance as I will be working when bank branches are open.
* I bought packed lunck food for this week to save money.
* I have also come down with a cold the last few days which is very bad timing, as I think it is going to be a bit of a shock going from 12 hours a week to 35 hours at first!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.