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Comments

  • browneyedbazzi
    browneyedbazzi Posts: 3,405 Forumite
    I've been Money Tipped!
    Twos wrote: »
    No it was a Ferrari 360 spider last one off the prduction line! Thats where it all went wrong! Should have stuck to the porsche cayenne which I p/x'd!!!

    I don't even like Ferraris :(
    Common sense?...There's nothing common about sense!
  • DarnIt_3
    DarnIt_3 Posts: 294 Forumite
    I don't even like Ferraris :(


    I'm guessing twos isn't that keen anymore either!
    29th June -Beginning Credit Score 422 :( £2575
    12th July - Credit score 471 :p
    22nd August - Credit Score 550 :p Still very poor just but only just!
    Remaining to pay off: £1370.95
  • Twos
    Twos Posts: 10 Forumite
    What are my chances? And what do you think the outcome will be? And thanks for your advice Broweyebazzi
  • Twos
    Twos Posts: 10 Forumite
    Tell you what they made me look like the prancing horse! I didnt even drive the car much and only put 2000 miles on it.....Never again Ever!!!
  • browneyedbazzi
    browneyedbazzi Posts: 3,405 Forumite
    I've been Money Tipped!
    Twos wrote: »
    What are my chances? And what do you think the outcome will be? And thanks for your advice Broweyebazzi

    An awful lot of contracts have flaws in them which could make them unenforceable - for most it's not worth pursuing because proper legal advice can be expensive and there's always a risk you'll end up in a deeper hole, but with so much money at stake I'd be willing to risk a bit more money to pay for initial advice of a good solicitor (with experience of consumer contracts, don't just go to Joe Bloggs who has an office down the road!).
    Common sense?...There's nothing common about sense!
  • vax2002
    vax2002 Posts: 7,187 Forumite
    What equity do you own ? house, other car, property.
    This is not small claim court stuff here, this is big baldy men with vans bailiff court stuff.
    I would use your free hour at a solicitors wisely and then pay to have the contract read.
    If its £500 to have it taxed (read) and they pull a thread out it is worth it.
    Look for a good specialist contract solicitor, preferable before Lombard do.
    Based on your equity levels, bankruptcy may be your only option.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Twos
    Twos Posts: 10 Forumite
    I own a property with a mortgage and another car which is in my wifes name. This is not a good situation to be in within the current financial climate!
  • Two sorry your having a tough time, advice sounds good and seeking a solicitor sounds good, keep your chin up, I mean Ssunong your going to pay the 35k back cab you do so on a payment plan I mean who has a stash of 35k in there back pocket :-) all the best
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Twos
    Twos Posts: 10 Forumite
    Does anybody know of a good solisitor in the Leicester area?
  • haras_nosirrah
    haras_nosirrah Posts: 2,208 Forumite
    I imagine to get that kind of finance and car in the first place you must be a high income earner.

    Any chance of offering a montly repayment to them or remortgaging the house to pay them off?

    This type of money they would probably bankrupt you for so it is in your interest to pay them off by any means possible
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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