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Bank Accounts on your CR
DarnIt_3
Posts: 294 Forumite
How long does is take for a bank account to appear on your CR?
Mine doesn't appear thats all, but neither does another one I have with my OH, no overdrafts and I have had that one 5years. My single account is a fairly new account.
Will it appear?
Mine doesn't appear thats all, but neither does another one I have with my OH, no overdrafts and I have had that one 5years. My single account is a fairly new account.
Will it appear?
29th June -Beginning Credit Score 422 
£2575
12th July - Credit score 471
22nd August - Credit Score 550 Still very poor just but only just!
Remaining to pay off: £1370.95
£257512th July - Credit score 471
22nd August - Credit Score 550
Still very poor just but only just!Remaining to pay off: £1370.95
0
Comments
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It should do, but it depends how often the company (eg Experian) updates its records. Similarly, when you complete an IVA for example and your credit record is 'wiped clean' it can take several weeks between final payment and updating of records.Before you ask, yes, I work for a bank, but no, I didn't get a bonus!0
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Banks only share the credit element of a current account with the credit reference agencies ie the overdraft. If you have a current account with no o/d then it will not show on your credit report.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
James,
I have a question......how do creditors know how much you earn? I mean could someone theoretically tell them they earn 100k when they actually earn 10k?
Sounds like a daft question but I always thought they would be able to tell how much I earn from my bank account which I thought was on my credit report?29th June -Beginning Credit Score 422 £2575
12th July - Credit score 471
22nd August - Credit Score 550 Still very poor just but only just!
Remaining to pay off: £1370.950
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