Fri 15th July What small DFW things will you be doing today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :j

---

Morning! :coffee:


I'll be shopping frugally.

Preparing my brain for payday tomorrow. Can't wait to pay a chunk of my credit card.

Thinking positive.

Considering moving my current account.

Planning my two day mini-break.

Look for shopping vouchers. Free Tabasco sauce on its way to me: http://www.facebook.com/TabascoUK
Also got a £1 off crisps for our mini-break:
www.seabrookcrisps.com/goodbye-salt-hello-flavour/join-us/
And 50p off bagels:
http://newyorkbakery.co.uk/voucher

Waiting to hear how much my WTC is going to be this year. I know they owe me £125 extra from last year. :T The good news is I'm still gonna be paid a wee bit of WTC this year. Huurah!

Hoping Quidco pay the £47 they owe me soon.

Decide what to spend £14 Argos voucher on.

Hope postie brings me two small refund cheques I'm waiting on. Nope, sigh.

Homemade chinese meal tonight with bottle of 95p cider.

Enjoy homemade coffee: stay away from coffee shop.

starnac

Thanks for starting the thread ally

Morning all. Small list for me today as I am going to DD's first sports day and I can't wait.

[STRIKE]Pack a picnic and blanket for sports day[/STRIKE]
[STRIKE]Take camera[/STRIKE]
Tea from stores - HM bolognese
Hoover DD's bedroom (or at least get DH to carry hoover upstairs when he gets home so that I can do it tomorrow)
[STRIKE]Washing on line[/STRIKE]
Ironing
Get DH to move money into the j/a (bills account) to clear the O/D :j
update spreadsheet once O/D is clear
[STRIKE]check for surverys[/STRIKE]

That'll do for me for now. Must go make a picnic

Happy Friday everyone

Tebheag

Good morning
Hope you all have a lovely day
Hope the sports day goes well starnac
TodayI shall

Do little bit of work
Send of Invoice
Have a tidy up
Make sure I feed my cucumbers and give them a good watering
Check Bank
Check Surveys got £10 to come from one just waiting for a survery to clear so can order my voucher
Try and find password so i can access work emails on my phone.
Think thats it for now.

ixia

Morning everyone off to Corfu today :beer:

ally- thanks for starting us
starnac- enjoy your picnic and sports day

Today I will:

• Do last minute packing
• Find adaptor plugs
• Tidy house
• Go to bank to pay in some money for bills while I'm away
• Transfer money from savings account to Visa bought DD1 ticket for TITP for next year yesterday- xmas pressie
• Check banking/e-mails etc
• Post college form for DD1

Have a great Friday everyone see you when I get back :cool:

Nottoobadyet

You could hear a pin drop in here today!

thanks for starting us off, ally
enjoy your sports day, starnac
Im jealous, ixia!!!! have a fantastic time. You can almost always get adaptor plugs at the airport - they arent cheap but can be really hard to find elsewhere.

Hopefully a productive day today, even if only marginally MSE.

• breakfast at home and public transport to work
• get visa doccumentation to lawyer - hopefully will turn that stressful thing around within a week or two, yay!
• finally get housing refund sorted - shouldn't need to go to an ATM for ages if it comes together
• talk to sister about commissioning some clothes - she makes really awesome stuff and I want to encourage her to make money out of it, starting with me!
• book plane ticket as I needed it for my visa application (argh)
• order bras and underwear from M and S for a colleague to bring me when she comes at the end of the month
• lunch provided by work
• work hard to turn several things around before the weekend, anyway it looks like I will have to spend some of tomorrow in the office
• catch up with friend after work
• probably power nap before going out, Im elderly you see :rotfl:

Will probably go out with friends tonight, with it being Friday and all, but will try to keep it on the cheap side.

littlepinkstars44

Hi everyone!!
I've just got up, never got in till 3 this morning after Harry Potter. It was amazing!!

Payday today, and lots to do!

• [STRIKE]Check online banking, transfer odds into savings account[/STRIKE]
• [STRIKE]Check Ebay listings[/STRIKE]
• [STRIKE]Check Onepoll[/STRIKE]
• [STRIKE]Pay back £10 I borrowed last night to stepdad[/STRIKE]
• [STRIKE]Transfer mum's rent money into her account[/STRIKE]
• [STRIKE]Pay Ebay cheque into mum's account[/STRIKE]
• [STRIKE]Top up phone[/STRIKE]
• [STRIKE]Post yesterday's Ebay sales[/STRIKE]
• [STRIKE]Post book swaps[/STRIKE]
• [STRIKE]Arrange Dorothy Perkins return[/STRIKE]
• [STRIKE]Post dress to return to Dorothy Perkins[/STRIKE]
• Take graduation certificate into bank (for some reason they have me down for graduating last year. So my student account is in it's 2nd year of a graduate account and it should only be going into it's first year)
• [STRIKE]Pick up prescription from doctors[/STRIKE]
• [STRIKE]Take prescription into chemist - get new tablets[/STRIKE]
• [STRIKE]Take shoes back to New Look to change them[/STRIKE]
• [STRIKE]Look in the La Senza sale - I need a new bra[/STRIKE]
• [STRIKE]Use the £12 off when you spend £20 Bodyshop voucher to buy mum and friend's birthday presents[/STRIKE]
• [STRIKE]Use lots of Tesco vouchers to buy the Harry Potter Xbox game[/STRIKE]
• Ironing
• Get uniform ready for work saturday and sunday
• Quick tidy up
• Washing on and over clothes horse to dry - it's gong to rain later
• If I have time try to organise drawers and paperwork into box

OrangeFairy

Littlepink - i thought of you this morning! Was it really good? I can't wait until Sunday :j:j:j:j

Today

Started work at 7.45am - will probably go home about 7pm :mad: Lots to do
Dinner from stores - beans on toast
Arrange games night food and times for my siblings to come over tomorrow
Music magpie to collect cds from my work
Very delivery to go back
Ham and hm bread for lunch from stores
Work hard to try and get out early
Watch the golf
Watched DD2's assembly! It was great!
Declutter on area off my list however small it may be!

Have a great friday everyone x

littlepinkstars44

OrangeFairy wrote: »

Littlepink - i thought of you this morning! Was it really good? I can't wait until Sunday :j:j:j:j

It was!! I was crying all the way through it!
There are some bits they didn't add from the book, and few extra bits they put in that wasn't in the book. But overall it was brilliant, and they did the last chapter perfect!

Wannabe01

Good afternoon everyone. I have only just managed to get around to posting today, its been a hectic morning, as I slept in.

Ally - Thanks for starting us off today, hope you have a good mini break.

My list for today:

[STRIKE]Health visitor appointment[/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Catch up with surveys[/STRIKE]
[STRIKE]Complete daily clicks[/STRIKE]
[STRIKE]Tidy the nursery and organise wardrobe and drawers[/STRIKE]
[STRIKE]Bath dd[/STRIKE]
[STRIKE]Quick shower[/STRIKE]
[STRIKE]Sort work account[/STRIKE]
[STRIKE]Take the kids out for the afternoon[/STRIKE]
[STRIKE]Hoover the house[/STRIKE]
[STRIKE]Pay some money off debts[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]

I think this is everything that needs to be done today

Yargo1

Afternoon all, it is quiet on here today!!

its lovely weather here in northamptonshire

have checked online banking and been to the bank.. moved some money around.

Hope everyone has a good friday and a lovely weekend x

usa1

Todays offerings:
One poll 15p
£4.00 Iceland Vouchers ordered from surveys..

also - good news

1 viewing on the house tonight and another viewing in the morning, but I dont like to get my hopes up high. Once house is sold we`ll pay off car loan and my large over draft..