Lloyds TSB Internal Credit Score

stevenr_2

Hi,

I have recently opened a Classic Account with LTSB and had been thinking about applying for a CC to transfer a balance to.

I have seen a lot of people talking about the 1-9 internal score and I was wondering how you find out your score... do you just call and ask?

Would like to know before I apply for a card to save a decline and a search on my credit report.

Thanks, Steven.

bottleofred

As far as I know, no company would ever tell you your credit score, so if you think you are going to get declined, then don't apply.

pwuk

Hi Mate, all you need to do is ask.

Ask a Personal Banker to tell you what your Risk Scoreis. I ask after the 21st (it's updated on this date) of each month just out of curiosity - it can fluctuate quite a bit.

Note that counter staff and telephone banking staff don't usually advise and fein ignorance. Not sure how their systems operate or who gets to see what?

HTH