The start of a debt free life..........

[Deleted User]

I cant wait to start listing things on ebay now

L x x x

foxgloves

Think it's free ebay listing this weekend? So a great time to start!

CatchFazed

Hi Dolly!

I'm the same age with about the same amount of debt. I'm chucking about £450 a month at it at the moment, which I'm increasing by £200 when I get my payrise in September

How much are you paying off per month, out of interest?

Also, I need to bite the bullett and cut up my two cards. Haven't been able to face it yet!

[Deleted User]

At the minute only the minimum payments but I'm going full time in Sept so will pay off as much as possible just need to see what my monthly wage is first!

D x x x

theoretica

CatchFazed wrote: »

Also, I need to bite the bullett and cut up my two cards. Haven't been able to face it yet!

If you aren't ready to destroy your cards have you come across the ice trick? One (or two) credit cards in the freezer in the middle of an icecream tub of water = really inconvenient to make impulse purchases.

[Deleted User]

theoretica wrote: »

If you aren't ready to destroy your cards have you come across the ice trick? One (or two) credit cards in the freezer in the middle of an icecream tub of water = really inconvenient to make impulse purchases.

Fab idea!!!! However your now ruining my diet as I'm now off to eat the tub of icecream in the freezer :mad:

Tee hehehehe x x x

[Deleted User]

Just listed 37 items on ebay! lets just pray they sell cos whatever I make from this I will be paying to my catalogue debt!

D x x x

[Deleted User]

Well I sold quite a bit on ebay just waiting on it all to clear then £115 will be paid off my debt forever!!

I also got £100 back off one of my mates today & went straight to the bank & paid that towards my credit card - I would never have done that before I woulda went & spent it on stuff I really dont need!

Och well its a start I suppose.

D x x x

Tixy

You are doing well Dolly - keep it up!

[Deleted User]

Still waiting on some of my ebay £££ to clear so looking forward to paying some more of this debt off I almost get the same buzz from doin that that I get when shopping!!

Hopefully one day the whole buzz from shopping will go cos thats one of the reasons I'm in this state in the first place - och well we live & we learn eh?

I just read one of the posts on here from someone who is now debt free I hope that will be me one day - I know this is not gonna go away anytime soon but it will be soooooooooooo worth it when its done I can just feel it already surely this means this is my LBM??

Anyhoo keep you posted - actually worked out my debt the other day its total £10947.17 this wil change on a monthly basis what with interest & also my payments to take it down so we can have a wee monthly update this being the first one!

July 2011 - £10947.17

It can only go down from here

D x x x