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Thursday 14th July - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,743 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 14 July 2011 at 6:57AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

Morning everyone:beer:
Been up for an hour already - shopping the Next sale in my vip slot:T I missed the first slot (didn't check my emails properly on Monday lunchtime) but was pleased and got most of the things on my list:D (Plus a few more of course).
So, off to go for a shower in a mo - thought I'd get us going before I do.
Feels like Friday today as I went into work yesterday on the day I am usually off...not good;)

Ok, my list:
  • check banking - move tax credits about a bit:)
  • check onepoll later - £1.50 til payout:beer:
  • meal from plan tonight - jacket pots or spag bol (diff daughters, diff meals:o)
  • packed lunch to work and for dd2 to school
  • free cuppas at work,take my fruit
  • clean washing away
  • NSD - no need to visit any shops
Ok, that'll do for me - have a great day whatever you're doing:j
I really need to sort out a new signature!
«1

Comments

  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Morning Pixie!

    So far today I have:
    • Bagged 2 nights in London just before christmas in the travelodge sale. Under £85 for a 2 night/4 room stay with breakfasts and early check in :j Just keeping fingers crossed for cheap train fares nearer the time!
    And nothing else yet!

    Today I will also:
    • Check banking
    • Work 8 hrs
    • Take advantage of sainsburys kids TU sale and my additional staff discount (15% week!) and get a few cheap bits I have put aside
    • Meals from stores
    • Look at holiday work hours, manager agreeable to me doing 6-2 so doesnt overlap with OH doing 2-10. Pretty grotty swapping the kids at the door but its only 2 days a week that overlap and needs must :o
    • Hand over 2 freegle items tonight, 1 went last night to a very happy lady :T
    • Arrange to drop off bag of clothing to friend, no point decluttering only to have it in my hallway waiting!
    • Off to sw tonight to see how I have done....really nervous!
    • Got a £2 to add to holiday pot, must update sig

    Ooooooooh cant think of anything else! Will be back later :D
  • ixia
    ixia Posts: 1,338 Forumite
    Morning everyone

    pixie- thanks for starting us

    cleosmum- good luck at SW

    Today I will-
    • check banking/e-mails/surveys
    • washing out to line dry
    • go to shops pick up bits I need for hols
    • tidy bit more of garden- got quite a bit done yesterday
    • need to go to shops to get somethng for dinner my brother coming.
    • payday tomorrow so transfer any money that's left from last months wages to savings.
    have a good day everyone :D
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for starting us off pixie

    Hi to all new posters and regular folk

    Today I have/will
    • Will have a NSD
    • Make a meal plan for next week (my week starts Friday morning)
    • Do any surveys in my mailbox
    • Look for MS jobs
    • Meals from stores
    • Checked my online banking – as expected
    • Charging phone at work
    • Need to cash in my lottery tickets from yesterday’s draw – Think I won £12 something....lottery account now empty – just need to do paper tickets
    • Charging my mp3 player via the usb on works computer
    • Think positive today
    • Read newspaper online
    • Read the freebie paper on the train
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Look at a swimming timetable (can’t manage the gym until I lose a bit of weight)
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)
    • Off to WW weigh in tonight
    • Hope that someone phones to show interest in my car (Bessie) – there has been 2 calls so far
    • Need to stop looking at cars on the web – haven’t sold mine yet, and will not be able to get another one until Bessie is sold and I get paid

    Will see what happens....

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 14 July 2011 at 5:22PM
    morning everyone. Thanks for starting us off Pixie.

    got the whole day off work today so must get some cleaning/ tidying done ready for next week when I have a week off. That must be spent sorting the boxes in the spare room so don't want anything that can distract me from that. (i am easily distracted)

    my list for today

    [STRIKE]HC[/STRIKE]
    [STRIKE]line dry all washing[/STRIKE] last load on line
    [STRIKE]ebay listings[/STRIKE]
    [STRIKE]dishes[/STRIKE] and put away
    [STRIKE]sweep front room[/STRIKE]
    collect up all monies lying around and put in money boxes shame they are mostly pennies but every little helps
    [STRIKE]all rubbish out[/STRIKE]
    [STRIKE]shred paperwork[/STRIKE]
    [STRIKE]make 2 more cards for carnival[/STRIKE] got a pile building up now. I do hope they'll sell
    [STRIKE]put clothes away in DD's room[/STRIKE] also sorted out her wardrobe
    [STRIKE]ring school about school uniform we ordered months ago[/STRIKE] it never came as they didnt' have DD's size in stock. might as well get the next size up now ready for next year

    that'll do for me I think.

    Happy Thursday everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Tebheag
    Tebheag Posts: 382 Forumite
    Good Morning all
    What a lovely day it is here.
    Some very long lists there Hope you get them all done!
    Mine is going to be short and sweet was up most of last night with ds even woke me up to help him wash his hands at 2am he has been doing it on his own for the last yr aaaah
    Do as much washing as poss (just waiting for 2nd load to finish)
    Tdy hope garden see what else is ready to pick
    Try and get some work done tonight as did none yesterday oooops
    Visit a friend to collect last of charity money for DH doing Marathon.
    Banking Done
    Check suveys
    Make dinner from stores hopefully got some stewing beef just need to find stuff to cook with it (trying to see how long can survive just buying essentials )
    Hope you all have a great day

    Hope you all have a great day
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Morning alll


    list for today -

    HC on the line, sofa cover out there bedding to do gorgeous day here :)
    HM food on for visitors at weekend - curry and stew bubbling away - soup ready to go in freezer with meatballs - that way we can all relax after they arrive :)
    Work day today - going in to office to do corrections on pesky thesis - well begin them anyway -
    2hrs in polytunnel on home grown cut flower project for work - chase up sqa training and hand in some eggs (£1)
    Drop off pals laundry - her machine broken - good to help her out :)
    Pick up hen food enquire about polytunnel tubes from that merchant
    Chase up a job thing for my brother
    Work on my own website - I've home work from the web desginer
    Drive economicalluy
    Charge phone etc at work
    stay in town for a meeting at 6pm, wear a tin hat, will be a bit feisty
    Defrosted one freezer, need to re-organise it
    Hens fed, need collect eggs
    Do a bit gardening at home (?) dunno if I'll manage that
    Clean one room at home (visitors on sun)
    Pick up harry potter tickets and use student discount card
    Water plants and collect tomatoes for freezing
    Peruse reduced section on the way home from work/meeting for meat/milk/bread/cheese/veggies

    Thats me today I think :)

    Tebhaeg? Did you ask about islands? I've lived on Colonsay, Islay and now live on Orkney :)

    Thank you for starting us off today Pixiechick! Wave to all hope you're all grand - great to be back on here - trying to get into a new routine
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • littlepinkstars44
    littlepinkstars44 Posts: 2,950 Forumite
    edited 14 July 2011 at 5:05PM
    Morning everyone!

    Today I will:
    • [STRIKE]Check banking and move odds into savings account[/STRIKE] done, more Ebay money in today!
    • Check Onepoll
    • [STRIKE]Check Ebay listings[/STRIKE] Got some stuff ending this morning!
    • List 5 things on mum's Ebay
    • List 3 things on my Ebay
    • [STRIKE]Swimming stuff in to wash[/STRIKE]
    • [STRIKE]Swimming stuff over clothes horse to dry[/STRIKE]
    • [STRIKE]Hospital appt at 3pm[/STRIKE]
    • [STRIKE]Find out how on earth to get to hospital appt![/STRIKE]
    • Book review (blog)
    • [STRIKE]Post Ebay sales from yesterday[/STRIKE]
    • [STRIKE]Post book swaps[/STRIKE]
    • Harry Potter at midnight!
  • Morning everyone! Haven't been on for a while so hope everyone's ok :)

    Pixie - Enjoy your Next shopping!

    Cleosmum - Hope you have a great time in London when you go
    Everyone else - Great posts!

    I have some amazing news - I got a new job!! It's a bit more money and a bit more travel, but it's for a great company and an old colleague of mine works there too :j I'm sooooooo excited about it :D

    Things for the day:-
    • LSD - Needed throat sweets as getting ill :( And forgot my snacks for the day so had to get some fruit & a yoghurt
    • Sort out budget up until December
    • Send revised I&E to companies including new salary
    • Free water at work
    • Free exercise after work with my friend
    • Leftovers from yesterday for lunch
    Happy Moneysaving all! x
    October Grocery Challenge - £67.18/£135
    Save up £500 - £0/£500
    NSDs for October - 0/10
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    Good morning everyone. It’s a lovely sunny day here today. I need to try and get as much done today as possible as hoping to take the kids to the beach tomorrow if its nice as DH is off work.

    Pixie – Thanks for starting the thread this morning.

    My list for today
    • Dust around the house
    • Check one poll
    • Bath dd
    • Get a quick shower
    • Check pure profile
    • Work hard
    • Do work on database project
    • Daily clicks
    • NSD
    • Laundry
    • Package up sold books
    • Check pigsback and enter comp
    • Do ms work and look for more
    • Look into available jobs
    • Take kids for a walk
    • All meals from stores
    • Pay cheques and coins into the bank
    • Check online banking
    • Take pics of items and list them on ebay
    • Spend quality time with the kids
    I think this is enough to be getting on with this morning. Hope everyone has a good Thursday.
    Aiming to get Debt Free.
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Afternoon all

    Mad day today. Work 8-3, school run - meet DD2's new teacher at 3.30-4pm, get the kids to swimming for 4.30pm, back home for dinner, then off for a parent teacher meet with DD2's current teacher at 6.30pm and then off to badminton for 8pm!

    I can safely say i reckon my friend will kick my butt at badminton this evening!! Ill be asleep in the changing room!!

    Well done on getting the bits you wantd Pixie in the sale. The stuff i really wanted had gone :( I got a couple of gifts, a few hoodys for the winter for me and the girls and two lightshades.

    Today

    work hard to finish by 3
    order bits i need
    Dinner from stores
    Badminton - take own water- do not buy!
    OH to copy CD's to computer and back up
    Lunch from stores
    Make sure the house is clean and tidy
    check banking
    Surveys
    Arrange everything for tomorrow so i can work early!

    I am exhausted already this week. Though was cleaning my fridge until quite late yesterday!! then cooked and cleaned after that! x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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