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Scraping by Monthly so making offers to creditors!

Hi, can anyone give me an answer?

I want to write to 2 creditors to set up agreements of smaller affordable payments to pay off debt (£400 OD and £3k CC).

If they agree will it go on my credit score? :question:

Thanks
Max

Comments

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Hi Max,

    The overdraft may not show up on your credit file, as some tend not to, but if you pay less than the minimum amount on your credit card, then there is a chance they will put a default on your credit file, which can make it very difficult to get credit.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
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