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AP Vs Default on Credit file
gabriella90
Posts: 368 Forumite
Hi all,
Just need to pick your brains. I have 3 creditors RBS/MBNA/BC and have been on a DMP for 18 months now. BC have re-instated interest when i increased my payment MBNA are still good and RBS have the interest loaded on as it was a loan.
All are marking my credit file Arrangement to Pay none will default me because i have always paid on time and have no arrears from my agreements.
I am worried that my credit rating is going to be even more screwed with the AP markings for longer than the 6 years or until the account gets closed:eek:
Is there anyway i can get defaulted or is it a waiting game?
Thanks
Just need to pick your brains. I have 3 creditors RBS/MBNA/BC and have been on a DMP for 18 months now. BC have re-instated interest when i increased my payment MBNA are still good and RBS have the interest loaded on as it was a loan.
All are marking my credit file Arrangement to Pay none will default me because i have always paid on time and have no arrears from my agreements.
I am worried that my credit rating is going to be even more screwed with the AP markings for longer than the 6 years or until the account gets closed:eek:
Is there anyway i can get defaulted or is it a waiting game?
Thanks
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