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It's bad but it ain't that bad!!

rdchick
rdchick Posts: 1,815 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Debt-free wannabe
So thought I'd kill 2 birds with one stone, need a laptop and my phone contract is running out so thought for the same price I am paying now I can get a new laptop too included with a phone contract ........

Applied to Phones4U, got rejected, joys... now getting a random number calling me... appears to be Baines and Ernst... surely Phones4u don't pass on your info to a DMP company because your credit rating is shot to pieces?!
Life is too short not to love what you do.

Comments

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    When I applied for credit I was bombarded with calls from a dca and my number had previously been ex directory, so I'm not sure how they got the call, but I didn't think it was a coincedence! They may be calling you in relation to an outstanding debt as I don't think they offers debt management etc.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hmmm but I have 3 'debts' all with Halifax all paid and up to date, I have a gym membership and mobile phone contract also all up to date... bit worrying...
    Life is too short not to love what you do.
  • Tixy
    Tixy Posts: 31,455 Forumite
    edited 12 July 2011 at 3:01PM
    Wouldn't suprise me at all - after all B&E and other DMP providers have to get names and numbers from somewhere. I guess it will be whoever was underwriting the agreement rather than phone4u itself that sold your details on.
    Still, it should be illegal.

    Edit - just seen the other posts - B&E are a paid debt management company/IVA provider etc
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    so B&E would be trying to sell me a DMP or something?
    Life is too short not to love what you do.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Yep - or telling you they could write off up to 75% of your debt due to "new" government legislation..........
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Joys - Rather pay it off myself ;) Keep getting calls like that left on the office answerphone... strange!

    Thanks guys

    xxx
    Life is too short not to love what you do.
This discussion has been closed.
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