New debt free wannabe!

pinky2681

I am a debt free wannabe but how do i do it? I currently scrape by (just) & all my debts are paid via a payment plan. so how do i save more to pay of debts? Advice greatley welcome. Little boys birthday this week but after then will be watching the pennys so hopefully that should help. Do i need to set a target year/date?

rdchick

Hiya and welcome!!

Pop your statement of affairs up and we'll help you by seeing what you can save and where! You can find it by going to the stickies at the top of the debt free wannabe board

xxx

rdchick

Or just click here

Tixy

Hi Pinky

Have you arranged payment plans direct with your creditors yourself? or are you on a DMP with a third party? If you are on a formal DMP is it with one of the free providers like the charities or is it a company who charge you a monthly fee?

As others have said if you can complete and post your statement of affairs (an income & expenditure) on here then people will hopefully be able to make some suggestions as to where else you can save money/get things cheaper etc.

Little_Miss_Uni-Debt

Hello and welcome!

Well done on joining the board. What payment plan are you on? Is it a free one or a fee paying one?

Like the others have said post up your income/outgoings then we can suggest ways of saving money.

Remember though there is only so far you can cut back - you will always have essential outgoings, but there is no limit to what you can earn! There's many great suggestions over on the Up Your Income board.

Keep us updated!