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Is email ok to contact lenders?

:AHello,

I get that it is best to get everything in writing instead of being on the phone, but I am always told you should send a letter... this is probably a bit of a simpleton question, but.. Is it ok to send emails to DCA's? Or isnt it as concerete at a letter

Thank you

Comments

  • DarnIt_3
    DarnIt_3 Posts: 294 Forumite
    Email is a valid route of correspondance, however, the creditor may not be able to discuss accounts in this manner, they may spin the line of confidentiality, my advice....email...but post a copy of the same letter! They can't argue then!
    29th June -Beginning Credit Score 422 :( £2575
    12th July - Credit score 471 :p
    22nd August - Credit Score 550 :p Still very poor just but only just!
    Remaining to pay off: £1370.95
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Hi Fabulouso and welcome to the forum,

    Due to the data protection act, they may be unable to send some information via email. You should therefore do what darnit has suggested and post the same letter via recorded delivery.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • MrsTUS
    MrsTUS Posts: 124 Forumite
    Part of the Furniture Combo Breaker
    Can I just add that while it may be considered a valid form of communication, and while we'd all like to think our creditors are above it - email is very easy to change dates/general content on and I, personally, would always choose to send communication via the written word with photocopies for my own personal records...
    "I once grumbled at having no boots - until I met a man with no feet" Anon

    Total personal debt of [STRIKE]£7850[/STRIKE] [STRIKE] £5977.74[/STRIKE] £5635.17
    Total household debt [STRIKE]£35092.42[/STRIKE] £22557.55
  • abby1234519
    abby1234519 Posts: 1,961 Forumite
    I've gotten a lot done by email actually, I send letters in general but I send my update requests by email. Ie to BCW asking can they update me as to the current blah blah status blah blah
    Money money money.

    Debt
    Dec 2016: [STRIKE]£25,158.71[/STRIKE] £21,999.99

    #28 Pay off debt in 2017 £3803.55
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    yep, when i couldnt afford letters I emailed. true that they couldnt discuss over email but I explained that once I got money I could follow up my email.
  • jet77
    jet77 Posts: 1,586 Forumite
    Just out of curiousity, where are you sourcing your lenders e-mail addresses from?
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    some put it on the letters or u find it on their website and some even email you when they cant get u by phone.
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