Confussed about it all!

how-much_3

Those are the minium payments on my card's I always pay more than that so the 279 surplus is more like 150 surplus.
I'm luck/unlucky enough to live at home still so don't pay for groceries as such. I cut my hair myself so that costs nothing.

Yeah I agree target the Halifax first working out on that snowball site I should have them all paid in 3 years, which I don't think is a bad target to set myself.

Tixy

3years sounds like a great target.
Good luck debt busting!!

RAS

how-much wrote: »

Unsecured Debts
Description....................Debt......Monthly...APR
Barclay CC.....................6990......125.......18.9
Egg CC.........................1990......60........19.9
Halifax CC.....................1490......35........26.4
Northern Rock Loan.............1400......69........9
Egg Loan ......................2200......109.......7.7
Total unsecured debts..........14070.....398.......-

Please can you advise the limits on all these credit cards?

how-much_3

all three cards are with in £10 of there limits!

RAS

Ok

Concentrate on payimng every brass farthing off the Halifax card. If you ever get to the popint when the Barclays or Egg card have £15 spare capacity, make your next £10 spend on that card and then pay £10 towards the Halifax. You will slowly move the most expensive debt to cheaper cards.