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Monday 11th July - What small DFW things will you be doing??!

Tebheag
Tebheag Posts: 382 Forumite
edited 11 July 2011 at 6:08AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :j
Good morning what a lovely morning it is here the sun is shinning not a cloud in the sky !


Today I shall wash all the bedding on a low spin cycle and line dry it.
Try and get couple of hours work in.
Do a weekly meal planner
Walk the dog locally
Walk my son to nursery and walk to pick him up.
Start to sort out stuff for car boot DH going to do next week.
Check Bank and tesco card accounts.
Make sure DH did the money transfer

Hope you all have a good day.
£10 a day challange Feb 27/435 Jan 530/465

2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!
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Comments

  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Thanks for starting us off Tebheag


    Today

    Lunch - left over party food from the party at my Aunt's last nigth
    Dinner from stores
    Create a shopping list
    Check banking
    Update grocery spends
    Go to work early
    Have my first cup of tea at work
    Check flylady thread
    Update diary
    Write new things on calendar

    Thats me!

    After a manic weekend i will be pleased to 'relax' at work today! x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Rock_Cakes
    Rock_Cakes Posts: 428 Forumite
    Hello all

    Thanks to Tebheag for starting us off.

    I hope you have had a great weekend? Spent the weekend packing the last of our stuff and cleaning the flat. It looks so clean, fingers crossed I have no issues with the letting agents at the check out.

    Today I will:
    • Cycle to work
    • Have meeting
    • Cycle to the flat for check out with letting agents
    • Cycle to work (again)
    • Run my event at work
    • Get the train with my bike
    • See my DH :D

    And that will be moved back with DH!!!! Cannot wait. :j

    Have a great day everyone.
    xx
    *Official DFW Nerd #1368 - Proud to be dealing with my debts*
    *Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
    Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012
    :eek:
  • karen_is_trying
    karen_is_trying Posts: 143 Forumite
    edited 11 July 2011 at 9:53PM
    Thanks for todays thread x And good morning from a gorgeous sunny south Wales x

    today i will.... peg washing out b4 i leave for work done
    leave my purse at home hence a NSD for me.(dont need anything )done
    lunch is out of freezer (spag bol leftovers)done
    dinner is from storesdone
    hopefully do a vo survey so i can claim a voucher.
    check out the coupon thread as going shopping tomorrow.done
    get hubby to load and peg out last washdone
    go to workdone
    go to sons parent eveningdone
    have a 100% s/w friendly daydone

    have a quick clean around b4 bed as wont be in all day tomorrow in process of..

    a list to definetely knacker me out!! enjoy ya days all x

    hope everyone got done what they wanted to and see you in the morning lol xx
    1414-sealed pot challenge :j157-virtual sealed pot challenge:) £10.23..
    £175.73/£280 october grocery challenge:eek: 3/15 NSD October ;)
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    edited 11 July 2011 at 8:28PM
    Oh my goodness, its really foggy here but you can see the faint outline of the sun, when this baby lifts I think we might cook alive! Lots to do today so should probably make the most of the fact it is freezing cold right now!

    Today I have:
    • Sent OH off to do 8 hrs at work
    • Checked banking
    • Washed a load on quick
    • Kids to school with packed lunches
    • £6 into sealed pot
    And still need to:
    • [STRIKE]Return borrowed mower[/STRIKE]
    • Go and drop stuff at recycling centre as its on the way Has at least made it to the car! Will do it tomorrow!
    • [STRIKE]Put washing on line[/STRIKE]
    • [STRIKE]Wash more washing on quick wash[/STRIKE]
    • [STRIKE]MORE washing on line[/STRIKE]
    • [STRIKE]Check PB[/STRIKE] 2 x 10 point CT
    • [STRIKE]Sort DD swimming lessons and set up DD[/STRIKE]
    • [STRIKE]Meals from stores[/STRIKE]
    • Update with grocery spends tonight when I know final amount
    • [STRIKE]Check flylady for todays area[/STRIKE]
    • [STRIKE]General sort out everywhere else - garage day tomorrow![/STRIKE]
    • Clear out the clutter that I have already sorted in my bedroom
    • [STRIKE]Walk to DD swimming lesson[/STRIKE]
    • [STRIKE]Update sig with sealed pot amount[/STRIKE] OH gave me another £2 coin for the sealed pot, now £60 :j
    Be back with anything else I achieve
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for starting us off Tebheag

    Hmmm, today is going to be interesting I think. Firstly, we have a team leader starting today, and secondly, I went to my bosses BBQ on Saturday and got drunk within 20 minutes of being there (but in my defence, they were big measures, I hadn’t eaten lunch, I didn’t embarrass myself and I ate sensibly while drunk) but, there are loads of photo’s on FB which are a little bit embarrassing – one where I was looking at my foot, but it looks like I am sleeping!!!! (think this will be doing the rounds)

    Hi to all new posters and regular folk

    Today I have/will
    • Will have a LSD – buy something cheap for lunch from town (running late this morning)
    • Make a meal plan for the week
    • Pop into town at lunchtime to get some money and lunch
    • Do any surveys in my mailbox
    • Look for MS jobs
    • Meals from stores
    • Checked my online banking – no change....it still looks a bit dire
    • Charging phone at work
    • Think positive today
    • Read newspaper online
    • Read the freebie paper on the train
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Look at a swimming timetable (can’t manage the gym until I lose a bit of weight)
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)
    • Need to print off MS paperwork for a job tomorrow
    • Need to catch up on the thread
    • Update sig (CCCS website was down all weekend)

    Will see what happens....

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 12 July 2011 at 10:08AM
    Good morning. I am up and about a bit earlier today, hoping to make the most of the lovely weather.


    My list for today
    • Make a start on the shopping list (going shopping at the weekend)
    • All meals from stores DONE
    • Work hard today and get all required work completed DONE
    • Do some washing and hang it outside to dry DONE Got one load washed and dried
    • Bath dd DONE
    • Take dd for a walk DONE
    • Visit my mum DONE
    • Complete surveys that are in my inbox DONE
    • Look for freebies on Quidco
    • Look for ms jobs – sort paperwork for job that needs to be done today DONE This was a very easy job as I already had 7 jobs in my inbox, which I received this morning :j, so should keep me busy for a while :)
    • Catch up with emails DONE
    • Take photos of items to be listed on ebay
    • Find and package the book that sold on GM
    • Clean and tidy the living room and office
    • Quick shower DONE
    I think that is everything that needs to be completed today.

    Today's list seems to be making very slow progress but I am getting there slowly.
    Aiming to get Debt Free.
  • ixia
    ixia Posts: 1,338 Forumite
    Good Morning everyone

    Tebheag- thanks for starting us.

    Today I will:
    • wash bedding and out to line dry
    • check banking/e-mails/surveys
    • get DD2's holiday stuff sorted
    • dig into cupboard in hall to get out suitcases- was going to buy a new one but decided that wasn't moneysaving when I have some lurking in cupboard.
    • DS home from TITP today so will hopefully get all his clothes washed and dried.
    • lunch and dinner from stores hopefully- struggling to come up with decent meals now might have to go to shops for a few bits :)
    have a good day everyone
  • Morning everyone,

    Not been on here in a little while but need to get back into the routine as it really helps me actually do the things I need to!!

    So my list for today:

    Check online banking
    Cancel experian before a payment is taken out!
    Post ebay sale from the weekend
    List at least 5 things on ebay today
    Leftovers for lunch (hmm Mac&cheese)
    Hand wash dishes not use dishwasher
    Loads of housework
    Jillian Micheals excercise
    Try get to the gym for a quick session as well, or at least a swim!
    Chat to friends overseas on Skype

    Phew, I think that's it for today, better get started!!!

    have a great day everyone!!
    :jDebt Free Day - 2nd Feb 2012 :j can't wait!!
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    hello all

    have checked online banking - roll on payday-want to pay some more debt off!

    drinking water rather than tea ... trying to cut back on tea..but by gosh did i feel tired all last week with 7 spoons of sugar a day less in my body!

    Have a good day all x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • NAEFAGS
    NAEFAGS Posts: 405 Forumite
    Hi
    every one had a late night picking up DS from titp
    so still in bed xx;)

    todo
    wash dirty clothes
    check banks
    meals from stores
    fingers crossed a nsd

    have a great day xxx
    ltsb loan £7,561 ltsb c/c £2,777 ltsb £1114.32 B/h loan £3,308 hali c/c £1900 hali loan £2575 l/tress £1520 the joy of debt
    :j/100 CLOTHES CHALLENGE 2011
    smoke free since 19/2/2009
    nsd 1/10 march
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