Removing from Credit File???

Fabulouso

Hello,

I hadnt paid my phone bill for a while with Orange, it went to a collections company and I paid the debt to them and my phone was switched back on.

But on my credit report is still says worst recorded... 5 ! IT doesnt say I paid up and have been on time since? What can I do...

Can anyone please guide me on what steps to take, I dont like that its there looking bad when Im trying my best to make my credit file look respectable again lol

Thank you:A

MoneyWasting_Expert

When did you pay the arrears? Going by my Orange account on Equifax, payment history lags by 2 months.

Fabulouso

My bill was paid, 4 months ago now... I dont really know what to do?:A

DarnIt_3

I always thought that a late payment was recorded, it would stay on your file. So that number won't leave for three years, but more recent payments would be recorded as normal.
So your file would look something like
0, 0, 0, 0, 5, 0, 0, 0, 0

That is just what I assumed would happen.

DarnIt_3

We would all pay late if we wouldn't have any consquences for our actions

Fabulouso

Well obviously I am aware of the consequences...

My report shows as Worst, 5 Last 5. Thats what I dont get? Because the last 4 have been on time, How do I change this? Seems like the debt collection bit it went through to havent changed it so who do I go to..
I agree though that it should mayb show like 5, 0 , 0, I would assume the same :-)

:A