We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Last call before I sign up!!
katty11
Posts: 40 Forumite
Hi all
Been looking at mortgage products recently and want to get the absolute cheapest one so that I can overpay and reduce the term - have always gone for fixed rates but this time want to take a gamble on a 2 yr tracker.
Have been offered 2.89% from Woolwich with £300 cashback and no fees or costs. On a mtg of circa 90k this works out similar to the HSBC product of 2.59% but will prob go with Woolwich as got better service. There are cheaper products on the market eg YBS 2.29% but they all charge fees and valuations costs etc
Can anyone tell me of a cheap tracker with no fees before I sign up with Woolwich?
Thanks again for all your help
Katty
Been looking at mortgage products recently and want to get the absolute cheapest one so that I can overpay and reduce the term - have always gone for fixed rates but this time want to take a gamble on a 2 yr tracker.
Have been offered 2.89% from Woolwich with £300 cashback and no fees or costs. On a mtg of circa 90k this works out similar to the HSBC product of 2.59% but will prob go with Woolwich as got better service. There are cheaper products on the market eg YBS 2.29% but they all charge fees and valuations costs etc
Can anyone tell me of a cheap tracker with no fees before I sign up with Woolwich?
Thanks again for all your help
Katty
0
Comments
-
and your LTV is ?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
-
Sorry that would be helpful LTV is about 50%0
-
What are the follow on interest rates for the products?
Two years is a small part of your mortgages lifetime.
So always best to take a longer view. Remortgaging \ switching products is what lenders want you to do. As they pick up further product fees.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards