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advice please

Hello. I am currently paying for a mortgage with Nationwide £372.96pm the balance @ 31/12/10 was £64.417.56, i am also one of many that have been tied into a firstplus loan (im stupid) however im paying £340pm the balance @ 3/11 was £30,615.31.
I am highly considering remortgaging my house so the both are combined and looking at the deals going about i could save up to £100pm :j.
I was just interested in what advice is floating about there as I have 2 babies and dont have the time to talk over a phone and end up highly confused :eek:.
1) Should I ?
2) if i do should i go for fixed or tracker etc ?
3) is there a way to tell 1st + to bleep off as i only took out £25500 (3years ago) and the balance is £31k ?

Any advice would be appreicated!!

Thanks

JABK

*Please advice in child language as i have double post pregnancy brain at the moment* :rotfl:
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