Wed 6 July - What small things will you do today???!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hello there my lovelies :hello:

Hope we are all having fab DFW days!

Thanks for all your congrats to OH about his new job - so chuffed! Exactly the type of job he's been looking for, will suit him so well and a handy £11k payrise! :j

My small things:

• Did an amended SOA
• Bought OH a congratulations card with £1 I found on the ground
• Got the champers chilling in the fridge - maybe for tonight
• Didn't buy the champers especially btw - it's been on the shelf since our wedding last year :money:
• Used 1 teabag for 2 cups :cool:
• Brekkie at home
• Can I find something for lunch in the cupboard??
• Using cheapo own-brand moisturiser - quite like it though :cool:
• Tidying round tonight - keep me outta trouble!
• Email and not call friends
• Look into hire car options for our holibobs - going back up to Scotland at the end of the month - friend's 30th, other friend's wedding, bit of camping, bit of visiting family and some other friends... exciting times

Could I ask you wonderful peeps some advice please?? My friend from school and I always send each other a £10 gift voucher on our bdays...Hers is next week. The thing is that we've both got other committments now, she's just had a baby, don't really see each other etc and kinda feels like we just do it out of habit . It's her 30th next week so would be ideal time to say "shall we just stop this when we're 30?!" but don't really know how to phrase it... I'm sure she's thinking the same thing...

pixiechick99

Morning La E and the rest of you who follow;)

Big congrats to your OH about his job...what a relief for you:D
Not sure how to phrase it with regard to your friend and the bday money - could you just send a very small token gift instead so she will know that the £10 card has finished??!

Anyway, no work for me - I woke up thinking it was Thursday so was a lovely treat remembering it was Wed and no work:T
Just off to do some Tesco shopping and need to get more essay done...it's been half done for over a week:o

List time:

• check banking
• check onepoll - this has gone sooo rubbish, hardly any surveys - typical as I'm on £36:mad:
• meal from plan tonight - use leftover bol sauce to make chilli
• small shop from Tesco
• packed lunch for dd2 to school
• write essay
• buy petrol at T's with 5p of a litre voucher
• order sis a new home pressie from Next
• meter readings - and enter online

Ok, that'll do me - have a fab day:T

Candy0107

Morning all,

Thanks for starting us off LaE – congrats to OH re job (major well done on the payrise!! – you must be chuffed to bits!)

Hi to all new posters and regular folk

Today I have/will
• Will have a NSD
• Check my lottery ticket for last night
• Work out how to pay for college – off to do AAT in September..need to pay for the course then it gets reimbursed through expenses!
• Do any surveys in my mailbox
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change (which is good)
• Charging phone at work
• Think positive today - and try not to get dragged down by everyone’s negativity (one person who I sit next to walks in and starts moaning!)
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)

Will see what happens....

Take care everyone
Candy xxx

Amara

Hello!
Today I will:
-[STRIKE]go to my four customers[/STRIKE]
-change cat's tray
-put things back to loft.
Last one is a big job, so that's it for today.
Bye!

Tebheag

Good Morning
What a lovely pay raise La E
With regards to your friend I would give her the usual token this year as she may be expecting it but would mention to her that she would have to wait till special occassions for future gifts eg 40th 50th new baby maybe !!
Hope you have a good day off Pixiechick
Candy0107 makes me feel old the mention of AAT I did mine about 10 yrs ago
My list today is
WORK
WORK
WORK
WORK
did nothing yesterday although did spend day sorting EDF as they put us back on std tariff !
Also got Hubby new 0% CC
Checked my old CC be warned some cards are charging for being Dormant eg Amex
Hope you all have a good day

debtfreewannabe321

Good Morning

Today I am:

• putting in a prescription before i run out of medicine (always leave it sooo late!)
• checking online bank
• calling CCCS- need to do a budget review
• putting more washing away
• sorting through the food cupboard today, going to throw out any sauces etc that are well out of date (came across one last night 2009 and was disgusting inside yuk)
• tidy front room
• do surveys
• aim for a NSD or a LSD
• use up a vibro plate session
• get dinner from the freezer

hope everyone has a good day and the sin is shining where you are...it's not here!

La E i would probably give the gift this year and ask her if she would rather not do it anymore ...once me and my friends had babies we stopped buying for one another unless it was a special occassion

dfw x

southernbelle

Well, I am going to see Take That tonight, which is my Xmas present from my mum. Not really feeling it, as I got dumped by my boyfriend on Monday and have been ill since then. But, DFW things today:

• Check into youth hostel rather than hotel, it's just for one night and I am so tired at the moment I'll sleep anywhere.
• Use my railcard to get to London.
• Eat lunch before I go and have a cheap supper.
• Take a book to read in a London park tomorrow.
• Try and cheer up a bit.

Rock_Cakes

Morning all lovely peeps!

Thanks to La E for starting us off. Enjoy TT southernbelle, I thought it was a good show. Sorry to hear about boy troubles but hopefully TT will manage to take your mind off it. Hope you have a good day off Pixie.

:dance: Woo hoo everyone its hump day! :dance:

I have to say that this week is not dragging as much as I thought it would be. Still not heard from the people re. the job but they did say end of the week, so will just have to wait.

Today I will:

• Check bank balances
• Check surveys
• Go to council office to see what the state of play is with this month's payment of council tax is
• Open a new savings account to start taking small sums off every week for PAD
• Leftovers for lunch
• Storecupboard dinner
• Pack up the bathroom stuff
• Go through fridge and freezer - as this will need to be defrosted at the weekend
• Clean the kitchen cupboards
• Pack up the food I know I won't need before leaving

As you can see, lots of cleaning and packing for me. As its 5 days until I move back with DH.

Have a great day.
xx

debtfreewannabe321

southernbelle wrote: »

Well, I am going to see Take That tonight, which is my Xmas present from my mum. Not really feeling it, as I got dumped by my boyfriend on Monday and have been ill since then. But, DFW things today:

• Check into youth hostel rather than hotel, it's just for one night and I am so tired at the moment I'll sleep anywhere.
• Use my railcard to get to London.
• Eat lunch before I go and have a cheap supper.
• Take a book to read in a London park tomorrow.
• Try and cheer up a bit.

sorry to hear about that I hope going to see TT cheers you up a bit later and i bet once you start to perk up a bit you will feel better too and not be so run down...have a good time there!

catmiaow

Hello all,

Helped my mum this morning - hard work and back this afternoon to help again
Check bank
Do comps
Watch film
Vacuum the house through
Reply to emails
Call my nan later when I get back

Hope everyone has a good day!

southernbelle

Thank you guys, I am just about surviving. It never rains but it pours, right?!