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5 yr fixed or base rate ?
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what's people's view on these 'one' accounts ?0
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What i am saying is you are better off building up savings in cash ISA,s paying 3% or more rather than overpaying the mortgage!
As for the "one accounts" which is really a "offset mortgage " I understand that the interest rates on the one account have not been that good , Better to look at first direct tracker offset or YBS fixed offsets.0
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