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'Do you have a joint bank account?' poll discussion

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Comments

  • alane
    alane Posts: 26 Forumite
    Was married with joint accounts and separate ISA's.
    Never argued over money.
    OH cleaned the account out.
  • shazzer22
    shazzer22 Posts: 502 Forumite
    I've found this discussion really quite interesting, and useful.

    I had a joint account with an ex, he was useless with money so we had account for household bills, rent and holiday spending, it didn't help in the slightest as he still always ran out of money and didn't manage his finances.

    I now live with my wonderful boyfriend and we have separate accounts
    and it works perfectly, he controls his outgoings and I control mine, we split everything and the money he earns is his and mine is mine, we have a tally up every now and again if one has paid for more meals out or anything similar, difference being we do have an Amex card which we both use for fuel and food shopping and then we pay it off in full at the end if the month, splitting the total.

    It definitely works for us!
  • missrlr
    missrlr Posts: 2,192 Forumite
    Lived together for 2 years just married no joint account as his finances are not perfect ... Wee have joint card to spend on (mine really) and he then pays me money each month. Until his finances are sorted it will stay like this .... In4 years
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Me and my boyfriend have just bought a house together and I can't find ANY information on joint bank accounts... help??
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    were married and share everything apart from the ISA and the pensions ... but then we have been married for 23 plus years and got married when we had no money.

    if i was to marry now i would keep everything seperate... but then i doubt if i would actually get married now lol
  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Me and my boyfriend have just bought a house together and I can't find ANY information on joint bank accounts... help??

    Really? How hard have you looked?

    If you stick "joint bank account" in Google, you will be spoilt for choice.
  • itch_for_a_glitch
    itch_for_a_glitch Posts: 10,705 Forumite
    missrlr wrote: »
    Lived together for 2 years just married no joint account as his finances are not perfect ... Wee have joint card to spend on (mine really) and he then pays me money each month. Until his finances are sorted it will stay like this .... In4 years
    How's it working out ?
    Moneywise, has he sorted himself out, or is he long gone ?
  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    No joint bank account - I wouldn't want to spoil his credit rating!

    Works for us.

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
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