We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

documents

hi
got letter from or today with things i need to take on the 12th
it says
bank and credit card statements,some i dont have is that ok? should i just take what i can?
loan or finance agreements, does that include my catologues?
hp agreements,is that catolgues?
insurance policy, is that my bike insurance
sorry for yet more questions lol. thanks m
bsc 347:j

Comments

  • SurreyLass1
    SurreyLass1 Posts: 295 Forumite
    Dont panic on statements - just take what you have, as your OR can get any missing ones.
    Re the catelogues, I would just take the statements for them too, and any relevant letters. If they have all the account details etc, they can get anything additional they need.
    'Don't judge me 'till you have walked a mile in my shoes'
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Agree with SL. I could only produce 3 months statements from my bank and that was fine, not queried. If you have the original agreements for your catalogue etc. then do take those as well as the last 12 months (or whatever you have) of statements.

    If you think of it as 12 months of anything financial that should cover everything, but don't include household bills paperwork unless you have a debt with them.

    If the bike insurance is the only insurance you have then take that along with you. If you have any other insurance, such a life or medical then that's probably more what they're looking for. But take the bike one along anyway to be safe.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    You really shouldn't worry- Insolvency Service staff are not monsters!

    Take what you can find and just be honest with them- that's all they want. As said earlier, if they really want something they can get it, but if your BR is straightforward, then I doubt they would bother.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • mandyl
    mandyl Posts: 806 Forumite
    Part of the Furniture Combo Breaker
    thanks dd
    court said my forms were straight forward and orig all i needed was telephone interview.
    only reason im so scared is i havent really done much life stuff and with the confidence issues etc it scares me.
    hopefully what i got wil be ok
    bsc 347:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.