Short term loan

Cashflow12

Hi all,

I need to borrow £500 for a short term loan. I am currently in full time employment but get paid weekly. The trouble I have is that I have smashed my credit rating to pieces but I can prove that I have an income. Any recommendations

Thanks in advance

CHR15

Ask your bank for an overdraft.

Cashflow12

CHR15 wrote: »

Ask your bank for an overdraft.

Tried the bank. Wont give to me as I have only been banking with them for 3months

ExNicotineQueen

Friends and family? Temporary loan from your employer?

Failing that your only other option is payday loans but you unless you are 100% positive you will have the funds in place to repay by the due date, you could be on a very slippery slope to debt and is probably not wise to have to resort to this type of lending in the first place.

Ninjawombat

Do not touch a Payday loan with a barge pole.

If you find that you can't get a loan because you've smashed your credit rating, maybe you should consider not getting one at all?

Is the thing that you need it for reeeeeally worth it?

donnap83

Ninjawombat wrote: »

Do not touch a Payday loan with a barge pole.

If you find that you can't get a loan because you've smashed your credit rating, maybe you should consider not getting one at all?

Is the thing that you need it for reeeeeally worth it?

^^What the Wombat said.