Help secured loan advice needed..partner left

Apples2

angelstar11970 wrote: »

The money was spent on home improvments, car, holiday.

After three pages, the situation seems to have turned around.

Whose home was improved? assuming it is the one you are in, you most definitely benefitted from this loan.
Holidays too, and the car?

angelstar11970

does it matter who benifited from the loan.
I refer back to my orignal question.
Which seems to have been answerd..
I asked because he signed for the loan if he was legally obliged to pay it back?
Obviously from your comments its a no.

ExNicotineQueen

But if you took out a loan for 25k and assuming the holiday didn’t cost more than 5k, and the car is yours and the improvements were made to your home, then you have benefited considerably.

I’m not saying what your ex did was right, but I’m assuming he probably stopped paying thinking why was he paying monthly payments on a car he didn’t own and a house he no longer lived in and any payments he made in the past more than covered the cost of the holiday.

Yes you took out the loan jointly, but from your first post the impression of this thread is that you gave the money to your ex/spent it on or bought him things with it and he upped and did a runner leaving you with 25k of debt to pay off. Now you’ve turned around and basically said the opposite.

I’m astounded that he even put his name down jointly to begin with, especially with him not being a named person on the house/mortgage.

angelstar11970

I didnt know i gave the impression the loan was soley for him.
The loan was for both of us.
But i just wanted to know because he signed is he still legally obliged to pay.
I am paying it alone, and can just about scrape through

AMILLIONDOLLARS

How many bedrooms do you have, you could try renting one or two out if you have a 2/3 beds.


AMD

zzzLazyDaisy

Am I understanding this right?

The loan was used mainly to improve your house (which you then asked him to move out of) and to buy a car in your name (which you have since sold).

But you still want him to continue paying 'his half' of the loan?

A loan for which you are jointly and severally responsible, which is secured on your house, and from which you got the lion's share of the benefit?