We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My debt - this doesn't look good
Comments
-
I am
A note about your wife, now I'm not very good with tact so I'm going to apologise first... I'm sorry
You can't afford the child care (I speak as the mother of two darling boys, who, most of the time are anything but darling)... she needs to look around for cheaper care. Grand parents / playgroups / sure start centres... when does the free pre-school sessions start?
There was more but having re-read your posts I didn't want to post it...
There are stay at home mums on this website that reckon they save their family as much money as they would bring in if they had a part time job, it might be a thought for your wife to become the financial director of your family...
For your business, have you looked up 5 to 9 businesses, people trying to do exactly the same as you, work on their businesses in the evenings, google it and you might be able to make some more contacts, or just be able to moan to people in the same boat as you...
GxMortgage at 08/10/10: 110k:eek:
Current Mortgage:... £109,200 :eek:
OPs 2011: 100.50/4000
Current MFD: 02/10/45 :shocked: (will be 63!!!)
Make a payment a week challenge TW 100/123.790 -
WOW
Thanks to both.
Apologies not accepted - honesty is the best policy (took me a long time to figure that one out, and maybe we wouldn't be in quite as much problems, I had ostrich syndrome, head in sand and all that).
We have seen massive developments in our first child with the childcare so we are loathed to give it up, it is one of the cheapest arLund but even so, the free care starts april next year so we would like to keep it until then, but let's see how the next month or two goes.
I have not heard about that business website but will get right on it, sounds perfect.
I need to submit my latest business figures to the tax credit dept and then it should increase.
On a different note, I took my blood pressure tonight and it is higher than it has ever been, not suprising really, but I am the only person in our family (blood family) not to have high blood pressure sk I want to get this sorted before it becomes permanent.
Thanks again for the support, I will come back as soon as anything changes.£33,000 DMP with CCCS, £10k secured loan, and not enough income.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards