Paypal

silentkiller

Not sure if this is in the right place but don't shoot me if it's not

Basically I have bought a lot of stuff off of Ebay recently to make jewellery with from different sellers and used Paypal to pay (the funds would come straight from my bank/debit card through Paypal). The other day I get a load of emails saying all my transactions have failed. I sorted that out with my bank fine. Anyway so my account balance went into minus (-£15) and then today I get two more emails from paypal saying that my bank had reversed two payments - now taking my PP balance into -£25. I rang my bank to find out what had happened and she said that there was no reversal nor any reason for the transaction to be declined. So I have yet to ring paypal as I am at work but just wondering if anyone else has had this problem?

I have emailed the two sellers of which I bought the items that the transactions have been reversed to let them know what's going on but I am so confused as I have at least £250 in my bank account at the moment.

Peter_Pan

Something similar happened to me a few weeks ago and after talking to paypal and my bank i found out i had cancelled a DD because i didn't recognise the name on it when in fact it was a DD set up by paypal and any person i buy from their ID shows on the DD as the name rather than paypal - seems thats the way they work, so cancelling that i had in fact cancelled any payments from paypal in or out of my account. Hope that helps.

Debbie

silentkiller

I have spoken to paypal and my bank and originally it was becasue I had cancelled the direct debit, but I had it reinstated on Tuesday but I think perhaps all my transactions are bouncing since before then if you see what I mean. But now Paypal are saying that the direct debit has expired because it was set up in 2006.. well I didnt even KNOW there was a DD before I found it on my bank account the other day so am thoroughly perplexed lol. Think it might be simpler to just put funds into my paypal account before I buy anything.

andy.m_2

paypal set up a DD when they take payment, you authorise this within their T&C's
It always shows up as a DD on the statement too.

I keep a CC just for paypal with a sensible small limit on it.
I would be VERY wary about linking paypal to a bank account, there have been horror stories of paypal disputes and frozen accounts etc

try notopaypal on google and read in disgust

silentkiller

Oh god really?

Its been so long since I even set up my Paypal and added my bank to it.

Anyway I think it is sorted now - I just have to wait for the negative balance to clear -gah-