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Nationwide Loan
After reading Martin's email today, I applied for the Nationwide loan and it was declined. My wife has not been working since March this year, we have a largish credit card debt and the lower repayments would have given us some breathing space.
I am not too concerned about the decline, but Martin's email said this application does not leave a mark on your credit score yet the message said they used they used Experian to check our details.
Can anyone enlighten me on this matter.
regards
Ted
I am not too concerned about the decline, but Martin's email said this application does not leave a mark on your credit score yet the message said they used they used Experian to check our details.
Can anyone enlighten me on this matter.
regards
Ted
0
Comments
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I believe if you check your credit file you will just see a quotation search not an application for credit search on your file. And I believe these are not visible to other lenders/potential lenders who look at your report.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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Yep, difference between 'soft' search and 'hard' search;
http://www.moneybluebook.com/difference-between-soft-credit-pull-and-hard-credit-pull/0
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