We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Good mortgage company for bad credit
i_am_debt
Posts: 18 Forumite
Is there such a thing as a good morgage company for someone who has bad debt?
basically we have a £10k approx secured loan and would like to put it in with the mortgage, but there is no way my current provider will do it and i don't want to sign up with some dodgy company.
Any thoughts?
basically we have a £10k approx secured loan and would like to put it in with the mortgage, but there is no way my current provider will do it and i don't want to sign up with some dodgy company.
Any thoughts?
£33,000 DMP with CCCS, £10k secured loan, and not enough income.
0
Comments
-
What is the bad credit? CCJ's, defaults etc?
How much in total do you need to borrow? What is the property worth?
Any missed payments on the mortgage or secured loan?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
bad credit is:
£33k debt with CCCS on DMP which came about when we started missing payments.
We have missed one mortgage payment but added in to the next 3 months.
no missed payments on secured loan.
Property is about £120,000
mortgage is about £99,000
so would like to add about £10k£33,000 DMP with CCCS, £10k secured loan, and not enough income.0 -
Sorry not a chance (and we place adverse stuff fairly regularly)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
-
Even if you had perfect credit you couldn't do it as your LTV would be above 90%0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards