We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First Time Buyer advice

I_Love_Shoes
Posts: 160 Forumite
Hi,
My boyfriend and I are looking at getting a mortgage in a couple of years.
We have just started saving so dont have very much at the moment. Can anybody give us some advice on how much we are likely to be given based on a combined salary of about £53k and how much of a deposit we will need?
Obviously we will save as much as we possibly can, but at the moment we are living in a tiny flat and the sooner we can get out the better!
Im only 20 so I dont have much credit history, and have had DDs reversed quite a few times, but no huge credit problems, my boyfriends credit is near perfect.
Any tips for us?
Thanks
My boyfriend and I are looking at getting a mortgage in a couple of years.
We have just started saving so dont have very much at the moment. Can anybody give us some advice on how much we are likely to be given based on a combined salary of about £53k and how much of a deposit we will need?
Obviously we will save as much as we possibly can, but at the moment we are living in a tiny flat and the sooner we can get out the better!
Im only 20 so I dont have much credit history, and have had DDs reversed quite a few times, but no huge credit problems, my boyfriends credit is near perfect.
Any tips for us?
Thanks
If you have nothing good to say, say nothing at all
0
Comments
-
thanks for your advice, ive never heard of that santander account before, i will definately open one in a few monthsIf you have nothing good to say, say nothing at all0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards