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Stakeholder Pension with external funds
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jawa1
Posts: 233 Forumite
Which Stakeholder Pension offer a good range of external funds?
Don't want to consider SIPP though.
Don't want to consider SIPP though.
0
Comments
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Just been reading SIPP info on hargreaveslansdown and it says you can invest in SIPP as alongside other stakeholder plans.
Do you still get tax relief as long as you don't exceed the overall personal contribution.
Can I put..
£100 into a Stakeholder and will get the 22% tax added to the contribution.
and
£50 into a SIPP and will get the 22% tax added to that contribution.0 -
Many of the stakeholder pension providers are restricting their fund choice down to bare minimum. Probably better to do a personal pension in it's place and choose a provider with a decent fund range from there.
Tax relief on SIPPs is the same as personal and stakeholder pension. SIPPs are not really designed for small premiums like yours. You may find the charges higher than a personal/stakeholder for doing the same thing.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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