flexible & low-management-fee stakeholder pension?

etilico

dunstonh wrote: »

That is too specific for anyone to answer as it needs more info and it also falls under FSA regulation. If you are going to DIY then you need to DIY. We cant tell you as we dont know anything about you.



Often cheaper on a like for like basis. Have greater investment options and often more features and options on information supply.



What Aviva fund?



The Aviva stakeholder balanced managed fund isnt great but its exactly what you expect of a balanced managed fund of that cost. The rest of the limited fund range isnt great and not really designed to portfolio plan.

The Aviva PPP is cheaper than the stakeholder for most people (who can make the required contributions).

Thanks a lot for the clarifications!
The question on the Aviva fund was for Gadgetmind, who said he/his daughter chose that fund through Cavendish online


I understand that this is an FSA-sensitive matter and at the end of the day I'll have to chose by myself...

However, is there any site or online magazine where I could find a (easy to understand) comparison of the most popular funds, what risk profiles they have and how they have performed in recent years?

I very much appreciate your suggestions on this

E

jem16

etilico wrote: »

Thanks a lot for the clarifications!
The question on the Aviva fund was for Gadgetmind, who said he/his daughter chose that fund through Cavendish online

The question didn't really make sense though.

The Aviva Stakeholder pension has access to around 39 funds. How the pension will have performed will depend on what funds were chosen.

However, is there any site or online magazine where I could find a (easy to understand) comparison of the most popular funds, what risk profiles they have and how they have performed in recent years?

Trustnet will give performance figures etc.

http://www.trustnet.com/Pension.aspx

or Morningstar

http://www.morningstar.co.uk/uk/lnpquickrank/default.aspx

dunstonh

There are currently 71,890 pension funds according to Capita (not including other types of funds available which may also be held under the pension tax wrapper. Aviva has 39 own brand funds in their stakeholder.

Typically the best providers have 1000-2500. However, for an inexperienced investor going DIY, that can be far too many as you are not going to want the best options but something basic. The Aviva PPP has the same Aviva stakeholder funds and a couple of hundred external funds but can be cheaper than the Aviva stakeholder.