We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Advice Please...
Comments
-
Thanks Holly, will look into that option. It looks like the best option is to probably go for a joint mortgage as we did on my first house and take the CGT on the chin. I'll have a chat with a broker and see how keen lenders are going to be about lending to my dad now he's approaching retirement...0
-
hi can anyone help or advise me please. I am 27 with a 4 year old daughter. I have a bad credit rating and only earn about 10k. Me and my boyfriend want to buy our own place he also has bad credit we will have approx 40k as a deposit. what are the chances of us obtaining a joint mortgage? I already have a mortgage and have done for 5 years and never missed a payment on it. will this help us?0
-
hi can anyone help or advise me please. I am 27 with a 4 year old daughter. I have a bad credit rating and only earn about 10k. Me and my boyfriend want to buy our own place he also has bad credit we will have approx 40k as a deposit. what are the chances of us obtaining a joint mortgage? I already have a mortgage and have done for 5 years and never missed a payment on it. will this help us?
Just posted on the thread you started.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards