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Mortgage Advice Please...

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Comments

  • brettk1986
    brettk1986 Posts: 13 Forumite
    Thanks Holly, will look into that option. It looks like the best option is to probably go for a joint mortgage as we did on my first house and take the CGT on the chin. I'll have a chat with a broker and see how keen lenders are going to be about lending to my dad now he's approaching retirement...
  • emmavxxx
    emmavxxx Posts: 8 Forumite
    hi can anyone help or advise me please. I am 27 with a 4 year old daughter. I have a bad credit rating and only earn about 10k. Me and my boyfriend want to buy our own place he also has bad credit we will have approx 40k as a deposit. what are the chances of us obtaining a joint mortgage? I already have a mortgage and have done for 5 years and never missed a payment on it. will this help us?
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    emmavxxx wrote: »
    hi can anyone help or advise me please. I am 27 with a 4 year old daughter. I have a bad credit rating and only earn about 10k. Me and my boyfriend want to buy our own place he also has bad credit we will have approx 40k as a deposit. what are the chances of us obtaining a joint mortgage? I already have a mortgage and have done for 5 years and never missed a payment on it. will this help us?


    Just posted on the thread you started.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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