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Help! Can HMRC make me pay 12 months student loan in one go?
liz545
Posts: 1,726 Forumite
This is a bit long and messy, but I'll try and get it all down!
When I started my job back in 2008, it took them several months to start making deductions for my student loan. I'd been paying in my last job, and I thought it might take a while to sort out, but when they hadn't started 9 months later, I hassled the payroll department, and I'm now paying them.
HMRC sent me a self-assessment request for that year, but I didn't fill it in because I didn't think I needed to as I'm not self employed. (I know I should've done, this is totally my mistake). My work payroll have reissued my P60's which they'd been sending to the wrong address :mad:
I'm trying to sort it all out now. I owe £1043 in unpaid student loan contributions, plus about £100 in penalties, which goes up by another £150 next month. I called the "time to pay" department today, who basically said they can't help me, or let me pay in instalments. They said I should get a loan/credit card to pay it! The woman I spoke to was really unsympathetic and said that I should have been saving up when I realised my loan wasn't being deducted, so I could pay it all back in one go!
I'm about to start a new job, on a fixed contract, and I was putting some savings aside in case I can't find a new job after my contract ends. I thought my student loan was separate to my tax bill. I still owe SLC around £13k so I'll be paying that back for over a decade anyway - can I ask just to have that added back onto my repayment total?
I'm really worried by this and I don't know what to do...
When I started my job back in 2008, it took them several months to start making deductions for my student loan. I'd been paying in my last job, and I thought it might take a while to sort out, but when they hadn't started 9 months later, I hassled the payroll department, and I'm now paying them.
HMRC sent me a self-assessment request for that year, but I didn't fill it in because I didn't think I needed to as I'm not self employed. (I know I should've done, this is totally my mistake). My work payroll have reissued my P60's which they'd been sending to the wrong address :mad:
I'm trying to sort it all out now. I owe £1043 in unpaid student loan contributions, plus about £100 in penalties, which goes up by another £150 next month. I called the "time to pay" department today, who basically said they can't help me, or let me pay in instalments. They said I should get a loan/credit card to pay it! The woman I spoke to was really unsympathetic and said that I should have been saving up when I realised my loan wasn't being deducted, so I could pay it all back in one go!
I'm about to start a new job, on a fixed contract, and I was putting some savings aside in case I can't find a new job after my contract ends. I thought my student loan was separate to my tax bill. I still owe SLC around £13k so I'll be paying that back for over a decade anyway - can I ask just to have that added back onto my repayment total?
I'm really worried by this and I don't know what to do...
2015 comp wins - £370.25
Recent wins: gym class, baby stuff
Thanks to everyone who posts freebies and comps! :j
Recent wins: gym class, baby stuff
Thanks to everyone who posts freebies and comps! :j
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Comments
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Whend did you get the loan? I only ask because I only really know about my version of the student loan and it maybe that they changed the repayment system a few times before and since I took my loan out!0
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I took out my loan between 2001-2004 and I've been making repayments since I graduated. I'm sorry if this isn't in the right place - mods, please feel free to move it if it's not right for this forum!2015 comp wins - £370.25
Recent wins: gym class, baby stuff
Thanks to everyone who posts freebies and comps! :j0 -
Hi All
First post
What conclusion did you reach with this? I'm in a similar situation!0
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