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HSBC mortgage application declined

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Comments

  • To be fair, I have been with HSBC for just over 5 years now and they have never tried to cross-sell me anything...
    A big believer in karma, you get what you give :A

    If you find my posts useful, "pay it forward" and help someone else out, that's how places like MSE can be so successful.
  • We've just accepted HSBC's offer (lifetime tracker). There was no attempt at all to cross sell. They were very helpful to be honest. The only gripe I have was the amount of checking required to prove our identity which seemed a bit over the top for a re-mortgage.
  • Hoopie1
    Hoopie1 Posts: 1,254 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    To bump this and give both HSBC and their conveyancing firm the due amount of credit, this is due to complete on the 29th - so they have basically turned this around in just over two weeks, which is very impressive IMO.
  • Hoopie1
    Hoopie1 Posts: 1,254 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Just received a call from HSBC, they are going to honour the original rate - which is superb. Barring the initial rejection their handling of everything has been first class.
  • thor
    thor Posts: 5,506 Forumite
    Part of the Furniture 1,000 Posts
    handytips wrote: »
    Remember rate isnt everything, also look at the monthly cost of everything they stitch you up for, such as Life insurance and home insurance.
    These products are not mandatory to be provided by HSBC for a mortgage.
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