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How to get my first mortgage

I recently went to a mortgage broker to enquire about finally getting on the property ladder, unfortunately 3 things got in my way before I even had a credit check. I work on the cruise ships (cunards Queen Elizabeth) and 1.get paid in dollars, 2. dont pay tax 3. am out of the country for more than sixty days of the year. All unfortunately affect my ability to obtain a mortgage. I am possibly even only looking for a shared ownership mortgage, so am not really looking for a ridiculous amount, and also have a %25 deposit on my required property. Please give any advice that may help my getting my first home.

Comments

  • The_Palmist
    The_Palmist Posts: 789 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please give any advice that may help my getting my first home.

    What advice was offered by the broker ? Have they refused to take on your case ?
    Nothing is more damaging to the adventurous spirit within a man than a secure future. - Alex Supertramp
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I cannot help other than to say be wary of shared ownership.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have to be out of the country more than 60 days not to be taxed on worldwide income.

    Suggest you get advice.
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