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negociating full and final payment

iwillbedebtfreeinmylife
Posts: 24 Forumite
I was wondering what everyone starts their negociation at for a full and final payment?
And also can/should i negociate a ccj, or will that not happen?
Thank you
And also can/should i negociate a ccj, or will that not happen?
Thank you

Now in control and will be Debt free by 2014
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