Applying for a mortgage with 'indefinite leave to remain' in UK

themightywhites

casualwalks wrote: »

No problem! Glad I could help.

Some more information about applying to go on the electoral register if you are a 'qualifying' Commonwealth citizen that casualwalks so brilliantly pointed out!

http://www.direct.gov.uk/en/Governme...orld/DG_073421

'The Commonwealth is a voluntary association of independent countries, nearly all of which were once British territories. There are 53 members including the United Kingdom, which co-operate in the common interests of their people.'

http://www.aboutmyvote.co.uk/how_do_...g_to_vote.aspx

'To qualify, Commonwealth citizens must be resident in the UK and either have leave to remain in the UK or not require such leave.'

And

‘You can register at any time throughout the year as the register is updated every month’.


So it looks like it takes approx 1-2 months to appear on the Electoral Roll. I love stories with happy endings :beer:

themightywhites

Thanks very much handytips for such practical advice.

handytips

No problems, glad to be of help

rothchick

I have ILR and got my first mortgage with Halifax in 2001. I got this after living in this country for about 9 months. My husband is a British Citizen.
I remortgaged to the Nationwide with no problems. I still do not have British Citizenship and have been here nearly 11 years. Really need to get on it!

Good luck

themightywhites

rothchick wrote: »

I have ILR and got my first mortgage with Halifax in 2001. I got this after living in this country for about 9 months. My husband is a British Citizen.
I remortgaged to the Nationwide with no problems. I still do not have British Citizenship and have been here nearly 11 years. Really need to get on it!

Good luck

Thanks very much.

mayers_david

Please can someone help,my wife has leave to remain,2years i am british citizen,we want to buy a house with a 40% deposit my wife is the earner,i am not, this would be a 12 year mortgage based on my wifes age,allthough i don't earn its been suggested to do an app in both our names,will we get a mortgage,hsbc said no leave remain a problem,busy with halifax,who are taking their time,our offer will expire shortly if we don't get finance shortly,any suggestions?? regards DM

themightywhites

mayers_david wrote: »

Please can someone help,my wife has leave to remain,2years i am british citizen,we want to buy a house with a 40% deposit my wife is the earner,i am not, this would be a 12 year mortgage based on my wifes age,allthough i don't earn its been suggested to do an app in both our names,will we get a mortgage,hsbc said no leave remain a problem,busy with halifax,who are taking their time,our offer will expire shortly if we don't get finance shortly,any suggestions?? regards DM

Its possibly better to start a new thread David so people who can potentially help don't have to read through the other stuff.

mayers_david

themightywhites wrote: »

Its possibly better to start a new thread David so people who can potentially help don't have to read through the other stuff.

not sure where to start a new thread,rgds

themightywhites

mayers_david wrote: »

not sure where to start a new thread,rgds

Go to the top of this page in the right hand corner near the top it says ‘Forum jump’ and next to that ‘Go’; press go and then on the page it takes you to it says (near the top in green words) 'The mortgages and endowment board' ; just under that to the left there is a blue box which says 'new thread'; click on that to post a new thread, repeating your initial enquiry. You are likely to get a much better response if you do this.

marlasinger

I have ILR and had no problems getting a mortgage. It wasn't even brought up as an issue. I got my mortgage with Woolwich.