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London and country? any good
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One thing that worries about L&C - you look at their best buy table on their site and, for example, the best 5-year fixed rate deal they have is NatWest for 3.79% with a product fee of £999.
http://www.lcplc.co.uk/best-buys/
I then picked 5 random lenders to see what their best 5-year deal was.
The Post Office, Nationwide, Chelsea BS, First Direct and HSBC.
Only Nationwide had a WORSE best deal than the NatWest one.
ie http://mortgages.firstdirect.com/mortgage-rates
And then I looked at the NatWest site, and you can get a deal at 3.75% with no product fee if you take out a current account.. not mentioned on the L&C site!
Why would they mention the direct deals?
They are Whole of Market, not Independent.
If you want all the deals considered then you have to go IndependentI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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