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Can You See a Solution?

I'll keep it brief.

Friend wants to buy the house he rents but cannot raise enough of a mortgage to do so due to his income.

Landlord has offered him the option to buy half & pay a small amount of rent with the option later of him 'buyigng out' (his words) the remaining share in the future.

His bank have told him they can't help and I can't think any bank will be able to help. Is there any option open to him and his landlord?

Comments

  • hcb42
    hcb42 Posts: 5,962 Forumite
    not surprised no one wants to know.

    He would have to co own the house...what happens if he then cannot pay the mortgage?

    it's not a good idea...you can read daily threads here about people who buy with friends and even with partners. Buying with a LL...what is he hoping to gain?
  • Agreed, I will 2nd that !!

    The ONLY people the Banks help - Are themselves and maybe some of their 'Puppet show' staff !!:mad:
    Thomson 757 Man
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    hcb42 wrote: »
    not surprised no one wants to know.

    He would have to co own the house...what happens if he then cannot pay the mortgage?

    it's not a good idea...you can read daily threads here about people who buy with friends and even with partners. Buying with a LL...what is he hoping to gain?


    The landlord is selling all of his buy to let portfolio and retiring as his wife is ill.
  • hcb42
    hcb42 Posts: 5,962 Forumite
    yes but what is your friend gaining? Apart from a future headache.?
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    hcb42 wrote: »
    yes but what is your friend gaining? Apart from a future headache.?

    In theory the house he'd like to stay in at a decent price.

    In practice he's going to get nothing!
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