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nationwide fixed rate: when does "your" payment reduce the actual balance?

hiya,

I have a nationwide fixed rate.
I put money in yesterday (friday).

Today (saturday)
It appears in the "Payment Received" section.

But it does not seem to have taken any money off of the "Balance Outstanding"

Obviously, I pay interest daily, and I want the overpayments to affect my "Balance Outstanding" immediately.

anyone out there with a nationwide mortgage have any idea?

many thanks,

yogi

Comments

  • Did you know what the balance was before the payment?
  • KTF
    KTF Posts: 4,855 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The balance is adjusted as soon as the payment is received but the online banking can take a day or 2 to reflect this.
  • bootman
    bootman Posts: 1,985 Forumite
    I've been Money Tipped!
    If I make an overpayment on the 10th say It shows on my account but the term does not go down and get notified till then following month.
  • KTF
    KTF Posts: 4,855 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I make overpayments to my Nationwide mortgage as well and my term doesnt change? Is this in the redemption section at the bottom of the payment screen?
  • ok, thanks for the info.

    I don't understand why it all doesn't happen in real-time.But never mind.
    cheers,

    yogi
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