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Repossessed,

Phil47
Phil47 Posts: 2 Newbie
I bought a caravan from a dealer 5 years ago, the dealer arranged the finance through Black Horse. About 2 years later my circumstances changed and BH agreed reduced payments, unfortunately even that was too hard for me and the caravan was eventually repossessed.

I was going through some paperwork last weekend and noticed that I had been paying for PPI, BH had not suggested I may be able to claim for this, and I didn't know that I was paying for it.

My question is: Were BH right to repossess the caravan without suggesting I may be able to claim and can I claim damages from them for loss of the caravan?

Comments

  • StuTheDon
    StuTheDon Posts: 318 Forumite
    It depends on what you mean by your circumstances changed. If you mean you were made redundant, and the PPI policy covered that, then you may have a case.

    If you were dismissed, or quit for example, that might not be covered.

    You need to look out that PPI agreement and see exactly what it covers.
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