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Docs for a full mortgage application - Just 1 payslip?

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  • Southend1
    Southend1 Posts: 3,362 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Just had a call from the mortgage adviser to say that the survey is booked for Wednesday and he should have the valuation by Friday and will look to issue the mortgage offer asap. All seems like it's going smoothly..... fingers (and toes!) crossed
  • kingstreet
    kingstreet Posts: 39,374 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Once the valuation is back it should go to offer within a couple of days. It tends to be the cases which are pulled for audit, completely at random, which attract delays as the lender then asks for everything you can imagine.

    Most of us doing this for a living get everything we can upfront and hold it on file, just in case.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Southend1
    Southend1 Posts: 3,362 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    kingstreet wrote: »
    Once the valuation is back it should go to offer within a couple of days. It tends to be the cases which are pulled for audit, completely at random, which attract delays as the lender then asks for everything you can imagine.

    Most of us doing this for a living get everything we can upfront and hold it on file, just in case.

    Thanks kingstreet :)

    Hopefully I won't be selected for audit!
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