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Docs for a full mortgage application - Just 1 payslip?
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Just had a call from the mortgage adviser to say that the survey is booked for Wednesday and he should have the valuation by Friday and will look to issue the mortgage offer asap. All seems like it's going smoothly..... fingers (and toes!) crossed0
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Once the valuation is back it should go to offer within a couple of days. It tends to be the cases which are pulled for audit, completely at random, which attract delays as the lender then asks for everything you can imagine.
Most of us doing this for a living get everything we can upfront and hold it on file, just in case.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »Once the valuation is back it should go to offer within a couple of days. It tends to be the cases which are pulled for audit, completely at random, which attract delays as the lender then asks for everything you can imagine.
Most of us doing this for a living get everything we can upfront and hold it on file, just in case.
Thanks kingstreet
Hopefully I won't be selected for audit!0
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