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  • dunstonh
    dunstonh Posts: 120,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thank you guys, in that case Winterthur (my funds were placed in Winterthur by an IFA) must be very expensive!!

    Depends which version of the pension contract you have. At various times over the years they have been competitive whilst other times they have not. Things move on and old style contracts are starting to eclipsed by modern platforms.
    Are there any other companies like Skandia out there?

    Yes. But Skandia is about the cheapest. Cheapest is not necessarily best.
    From my records Winterthur also keep the trial commision.

    That goes to the IFA.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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