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95% Mortgages

Hello people
My partner and I are looking to buy a house , we are both debt free and jointly earn £59000/year.we have a deposit towards a new hose but are really looking for a 90-95% mortgage .
Can anyone help as when i look online am told our ltv is to much/little , if you see what i mean.
Cheers Simon

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Yorkshire Bank are doing 95% for first time buyers.

    A bigger deposit will allow you access to better rates and bigger choice.
  • hcb42
    hcb42 Posts: 5,962 Forumite
    how much are you trying to borrow?
  • hcb42 wrote: »
    how much are you trying to borrow?
    About £160000-170000
    we have about £15000/£20000 for a deposit..
  • hcb42
    hcb42 Posts: 5,962 Forumite
    hmm, shouldnt be impossible on your income, but the low deposit will rule out most lenders, I expect that is the problem
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