Getting rid of debt including defaults. Updated.

lee20010

Oh, haha result....So the other defaults (by orange where the chief executive agreed to wipe the debt and place the account satisfactory. The default will still be visible?

lee20010

hmmmmm well I am not sure

nottoolate

lee20010 wrote: »

Oh, haha result....So the other defaults (by orange where the chief executive agreed to wipe the debt and place the account satisfactory. The default will still be visible?

if they agreed to wipe the debt and mark the history as satisfactory then the default should go as well.

lee20010

Orange said this on the 14th.....still not updated my credit file so I forwarded all the info to the CRA's to update themselves

Further to my email dated 10 June 2011, regarding your Credit File.

I am happy to confirm, that our Credit Referrals department, have advised that the defaults have been removed from your Credit File. These have been replaced by status 'U' with Experian and Call Credit and 'Q' with Equifax. This is to show that there was a dispute on your account, however, query status 'Q' or 'U' has no detrimental effect on your credit file. This has been completed with all credit reference agencies we share information with and all changes should be visible on your credit file within 24 hours


Whats that actually mean??