We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
22 year old, suffering with debt (payday loans and more)
Comments
-
id agree in questioning your 'good prospects', what are these? your age? thats all i can see.
did you just get this decent job? are your loan payments higher than your take home pay?
if i am earning £1000 after tax, and all debts plus rent and living for the month comes to under £1000, say £950, id just pay it all off that way over years rather than debt consolidation. lets not forget you pay even more when you consolidate. plus, if you get 'promoted' you will get more cash, allowing more savings/ earlier repayment.
If you are genuine then good luck, good life lesson learned.Target Savings by end 2009: 20,000
current savings: 20,500 (target hit yippee!)
Debts: 8000 (student loan so doesnt count)
new target savings by Feb 2010: 30,0000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards