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Mortgage - What to do next?!
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The £199 fee is for the 2 year fix but as the rate is just a little cheaper than the tracker you are on you might save £2 a week!!
You have not given your LTV but its funny or not as the case maybe that lots of lenders offer better deals to new customers than existing customers!!!
dont forget house valuations may also be lower than when you bought the property0 -
I fixed for two years recently, at end of my five year fix...the fee is pretty minimal, not an amount you will miss hopefully. Mine was no fee and £300 cashback so I took it knowing i have stability for two years, by which time I hope to downsize. I could have fixed for longer but I didnt want to be tied in, it all depends on circs.0
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