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Mortgage referred after agreement in principle...Chance of success?
SlinkMink_2
Posts: 17 Forumite
Have had a mortgage agreed in principle then referred.
What is the chance of it succeeding to 'offer?'
Is this normal procedure?
What is the chance of it succeeding to 'offer?'
Is this normal procedure?
Jus' tryin' to always entrepreneurably improve ma situation...:rotfl:
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Comments
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You got an AIP, then your full application was referred?
It's difficult to tell how it might go as you've probably got no idea why it's been referred have you?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Yes, full application was referred.
Have no idea why they referred it IFA suggests probabably due to LTV above 75% (i.e. 85% BTL)Jus' tryin' to always entrepreneurably improve ma situation...:rotfl:0 -
It may simply be that. Or it could have been pulled as a sample for checking as lenders seem to do regularly these days.
If there's nothing you can think of which would make you feel nervous, you'll probably be ok.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Right at this minute, any reassurance even from someone we don't now is much better than hearing nothing from our IFA!
Think we are resided to the fact that: "If it's meant to be" it will go ALL the way!
Maybe they'll just listen to you, eh?
Ta, anyway.Jus' tryin' to always entrepreneurably improve ma situation...:rotfl:0
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