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Loan advice
I have a loan already with Santander, that I have never missed a payment on. I have a pretty good credit record and dont have an overdraft. I have stupidly built up another £2700 on credit card/catalogue and am now looking at adding that to the existing loan I already have.
I dont know what is best to do though. Try to add it to the santander loan, apply for a full new loan with my bank who know my history, or just apply for another loan for the £2700?
The exisiting loan has £6537 on it. I pay £167 a month to it, I pay £59 a month (minimum payment) to my credit card and around £25 a month to the catalogue. I am looking to add the debt all together ideally and pay around £200ish as a set repayment so I can get rid of the credit cards and just pay my debt off with a fixed monthly payment
Does anyone have any advice on what I should do?
thanks,
Lisa
I dont know what is best to do though. Try to add it to the santander loan, apply for a full new loan with my bank who know my history, or just apply for another loan for the £2700?
The exisiting loan has £6537 on it. I pay £167 a month to it, I pay £59 a month (minimum payment) to my credit card and around £25 a month to the catalogue. I am looking to add the debt all together ideally and pay around £200ish as a set repayment so I can get rid of the credit cards and just pay my debt off with a fixed monthly payment
Does anyone have any advice on what I should do?
thanks,
Lisa
2012 Wins - May - Box of Magners. June - tickets to Udderbelly festival, Krave cereal, Trip to New York with £500 coach voucher 
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