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Have agreed with Halifax!

hypno06
hypno06 Posts: 32,296 Forumite
10,000 Posts Combo Breaker
in Debt-free wannabe
Have agreed with Halifax to refund almost all my charges (£3000) so feeling happy today.

Thank you to this site for the info and support. Looking forward to 2007 - although a long way still to go!

Have a good day everyone. We WILL get there.

:rudolf: :rudolf: :rudolf:
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    how come you didnt hold out for the lot?

    Hey mind you good effort, within 14 days thats good. What are you gonna do with it ??? !!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    In hindsight, perhaps I should have held out, but just thought that a really positive start to 2007 would be a fantastic boost. To think that a month ago I had written off the whole lot in my mind, means that a big difference has been made.

    Will now be taking similar action with Barclays and the credit cards. Now I have the reassurance that I have succeeded with one, I have more confidence to go for the rest.

    The cash will completely pay off my Egg card which is £2800 so another debt gone for ever. As I say, a good start to the year!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    WOW
    clearing a whole card and having change :j

    Of course, what a brilliant boost!!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Getting stronger every day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • SunderlandBlackCat
    SunderlandBlackCat Posts: 1,225 Forumite
    hypno06 wrote:
    Will now be taking similar action with Barclays and the credit cards. Now I have the reassurance that I have succeeded with one, I have more confidence to go for the rest.

    Word of warning about Barclays - as soon as you claim for 3 figure sums or more they seem to take it all the way. My claim is only for £341 but its going all the way to court. Started the claim in May & the Court Date is in March next year & Barclays wait until that last day before every deadline before doing anything to drag it out as much as possible.

    Check out the Barclays forum on Consumer Action Group.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    SunderlandBlackCat wrote:
    Word of warning about Barclays - as soon as you claim for 3 figure sums or more they seem to take it all the way. My claim is only for £341 but its going all the way to court. Started the claim in May & the Court Date is in March next year & Barclays wait until that last day before every deadline before doing anything to drag it out as much as possible.

    Check out the Barclays forum on Consumer Action Group.


    That is why I thought I would go for Halifax first!! It seemed from the forums here to be the better and less stressful option!

    It has given me the confidence, however, to press on. What, realistically, have I got to lose!

    Thanks for the advice!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • in-trouble_3
    in-trouble_3 Posts: 306 Forumite
    SunderlandBlackCat wrote:
    Word of warning about Barclays - as soon as you claim for 3 figure sums or more they seem to take it all the way. My claim is only for £341 but its going all the way to court. Started the claim in May & the Court Date is in March next year & Barclays wait until that last day before every deadline before doing anything to drag it out as much as possible.

    Check out the Barclays forum on Consumer Action Group.

    are barclays that bad? i have a loan with them, never missed a payment, and how just found out my loan agreement, i am paying payment protection insurance which is no good to me, and want it stopped and refunded from the time i had the loan, its totally useless to me but they wont do it.
  • in-trouble_3
    in-trouble_3 Posts: 306 Forumite
    well done in getting the charges back
  • SunderlandBlackCat
    SunderlandBlackCat Posts: 1,225 Forumite
    in-trouble wrote:
    are barclays that bad? i have a loan with them, never missed a payment, and how just found out my loan agreement, i am paying payment protection insurance which is no good to me, and want it stopped and refunded from the time i had the loan, its totally useless to me but they wont do it.

    I think ppi mis-selling is a different kettle of fish entirely. Could be wrong though.
  • in-trouble_3
    in-trouble_3 Posts: 306 Forumite
    SunderlandBlackCat wrote:
    I think ppi mis-selling is a different kettle of fish entirely. Could be wrong though.

    it probably is
This discussion has been closed.
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