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Direct loan off a lender?!

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tapo39
tapo39 Posts: 14 Forumite
Hi, i have a providential loan I had to get for a car last year! My credit is improving, but I want to get a loan to pay off providential! I'm not interested in brokers who charge fee! Can anyone point me towards a company that might help!? I had bank charges go out my bank about two months a go so that rules out my bank ( lloyds )

Thanks

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  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    You'll have to post up much more info, such as any credit problems in the past 6 years (late payments, default, ccj's etc), also current income, current debt etc..to get the best advice.

    Unfortunately though, it already looks like bad news, your bank knows your finances better than anyone, so if your bank won't lend to you, it is normal that no other decent lender will.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    tapo39 wrote: »
    Hi, i have a providential loan I had to get for a car last year! My credit is improving, but I want to get a loan to pay off providential! I'm not interested in brokers who charge fee! Can anyone point me towards a company that might help!? I had bank charges go out my bank about two months a go so that rules out my bank ( lloyds )

    Thanks

    Have you asked Lloyds if you are eligible they will tell you straight of yes or no ?
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
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